The best investment you'll ever make 👕

Yes, your own piece of Inaam's history and roots, your own renewed Inaam t-shirt!

How do I get my hands on one?

Some BTS footage of Arj and Al in action building Inaam. 🎬

Is it a bird? Is it a plane? It's an Inaam t-shirt! Last week, we got together on what felt like such a surreal day.

Seeing Inaam printed on a t-shirt was somewhat of our calling to the start-up ecosystem.

We're here to stay and now we have t-shirts to prove it! 🚀

You might be thinking, yea cool, whatever 🤷 its just another t-shirt. Look again, look closely, look closer, these aren't just any t-shirts, they're NOT new t-shirts, they're old, raggedy t-shirts which we've given some TLC ❤️‍🩹 and renewed with our heat-pressed Inaam logo, and GUESS WHAT!

You can get your hands on one too! We're giving you the chance to have your own Inaam t-shirt, just hit the button at the bottom of this email and we'll get in touch with you.

All you have to do is hand us an old t-shirt, a small pink $5 note 💵 (we accept coins too 💰) and we'll come fetch it from you, give it some TLC and renew it for you with your own Inaam logo and deliver it back!

We told you, we're reinventing the game. Your own renewed sustainable t-shirt, fetched, etched and delivered for only $5.

This week's de-jargonising 📲

Ever heard the word or acronym EBITDA? Felt confused AF when heard it? While this sounds like gibberish these 6 letters are crucial to analysing investments.

They stand for Earnings Before Interest, Tax, Depreciation and Amortisation. Would you look at that - it means something! 🤓 Now let's break this down further.

Basically, EBITDA represents how much money a business has made before deducting interest, taxation, depreciation and amortisation expenses.

Consider this an indication of how well the business can perform operationally before removing statutorily due expenses (all the stuff you have to deduct from earnings because the government and accounting standards say we should) 🙃.

The EBITDA margin is an evaluation ratio (EBITDA/Total Revenue) which helps us understand how well a business is performing operationally. The higher the EBITDA margin the better! 📈

Here's our next stock pick 💡

When life gives you 🍋's make lemonade! Whilst this is our favorite refreshing summer drink, it is also the name of one of the world's most disruptive insure-tech companies. 💃

Back in 2015, Lemonade founded by Daniel Schreiber and Shai Wininger was just a wee little start up. On 1 July 2020 in a mere 5 years they were listed on the NYSE (New York Stock Exchange)! Today it has a market cap (we covered what this means in our last newsletter here) of $1.8 billion!

Lemonade made a return of ~55% within a year of listing in from July 2020 to July 2021, that is epic.

However, what's more incredible is Lemonade's built in give back policy. Whatever money they collect from customers that isn't used for claims is given to charities across the globe. In 2021 Lemonade gave back $2.3 million to charities like American Forests, The Malala Fund, CURE Childhood Cancer and more. In 2017 their give back was ~$53 thousand. Thats 43 times more giveback in just 5 years!

INSANE right? - all this while being a publicly listed company and a near 0 physical carbon footprint as it is an entirely digital business model powered by artificial intelligence.

While still a relatively new listed company Lemonade is on our watch list for one of the most impactful and high performing businesses of the future!