the impact investing app
the investment app. that makes your money. meaningful.
inaam invests your money in a registered fund of companies working across five impact themes you choose, from $100. You see every company by name in the app and track the impact your money has, dollar for dollar.
SMSFs and family trusts welcome to apply. Download the application form.
in the media
companies
organisations
universities
partners and community
ASIC registeredARSN 691 614 132
Important disclaimer: The 12% return shown above was the performance of our best strategy at the end of FY26. The 19% per annum figure is projected from a backtest simulation of past performance against the whole fund and every asset class in the fund. It is not based on actual performance and is an estimation of historic performance only, based on market cap weighted methodology. The projected 19% per annum return is derived from backtested data showing 356% total return. These benchmarks are shown for illustrative comparison purposes only. Past performance is not indicative of future performance. No claims or warranties can be made on the reflection of this historic performance analysis. This information is general in nature and does not constitute financial advice. Please refer to the PDS and TMD before making any investment decision.
clear
see exactly what you hold
The fund publishes every holding by name in the app, so you know exactly which companies your money backs and can check any of them yourself.
conscious
watch the impact add up
The app reports what your money helped do: clean energy generated, trees planted, waste diverted, measured against the themes you chose. So you can see what your money did this year, in real numbers.
curious
learn as you go
Courses, a plain-language wiki and an impact feed are built into the app, so you learn as you invest. The learning lab on this website starts from the very beginning. Follow-on features are rolling out soon.
open the learning lab
collective
five themes. customise them yourself.
You rank the five themes in the app. Everyone's rankings are added up, and the fund leans towards what members rank highest.
01
health & wellbeing
01
health & wellbeing
Care, hospitals, medicines, and the companies that keep people well.
02
renewable energy
02
renewable energy
Wind, solar, and the grid that carries them to your kettle.
03
waste & recycling
03
waste & recycling
Companies that collect, sort, and turn what we throw away into material worth something.
04
sustainable agriculture
04
sustainable agriculture
Food grown in ways the soil, the water, and the grower can live with.
05
sustainable consumption
05
sustainable consumption
The brands and retailers behind what you buy every day, changing how it is made, packed and sold.
pricing
ten dollars a month. that's the fee.
The subscription is $10 a month, flat. That is $120 a year whether your balance is $5,000 or $200,000. A percentage fee takes a larger dollar amount every year your balance grows. Ten dollars doesn't.
Illustrative only. The 1.5% comparison is fund, platform and advice combined: ASIC Moneysmart, June 2026, the low end of REP 702's 1.45% to 2.3% range. Typical published ranges, not a quote from any named provider. The fund carries its own costs, set out in the PDS. The $10 subscription is separate from your investment. The minimum to invest in the fund is $100.
at $120 a year, the flat subscription works out to
10.0% of that balance each year, building the habit
of that balance, every year. The percentage falls as the balance grows.
after one year of contributions, about $1,200
Once you reach an $8,000 balance, our flat fee is the best value we offer. Add whenever you want and that value comes sooner.
Their 1.5% is fund, platform and advice combined. ASIC Moneysmart, June 2026, the low end of REP 702's 1.45% to 2.3% range. Comparison figures are typical published ranges, not a quote from any named provider. The fund carries its own costs, set out in the PDS. Nothing in this chart is a statement about returns.
NOT SURE WHERE TO START
find out what you actually value.
Seven questions, about 90 seconds. The money values quiz reads how you think about money and hands you the themes you would likely rank first.
take the money quizLeave your email at the end and we send your playbook.
Investing has been needlessly convoluted forever: jargon, hidden fees, and 'ethical' funds you can't actually see inside. inaam flips that. You see exactly where your money goes and the impact it makes, aligned to your values and on your terms. Simple, transparent, impact with the hood open.Michael Batko, Cofounder, Hourglass AI. Formerly CEO, Startmate.
5 stars on the app store
questions, answered straight.
is $10 the minimum investment?
No. $10 a month is the subscription that pays for inaam. The minimum to start investing in the fund is $100.
where do I sign up?
In the app. Download it, follow the steps, and customise your five themes from the start.
what will I actually own?
Units in the inaam Impact Investments Fund. Every holding the fund makes is visible by name in the app.
how do the theme weights work?
You rank the five themes in the app. Member weights are pooled and shape how the fund leans across health and wellbeing, renewable energy, waste and recycling, sustainable agriculture, and sustainable consumption.
can my SMSF or family trust invest?
Yes. SMSFs and family trusts are welcome alongside individual investors.
is this financial advice?
No. Everything here is general information only. It does not take your objectives or circumstances into account, and we recommend independent advice before investing.
what about risk?
All investments carry risk, including the risk of losing the money you invest. Past performance is not a reliable indicator of future performance. The PDS and TMD set out the risks in full.
what should I read before investing?
The PDS and the TMD. They set out how the fund works, what it costs, and the risks. All investments carry risk, including the risk of losing the money you invest.
stay in the loop
One email a month. What the fund holds, what changed, and what we learned along the way.
No spam, unsubscribe anytime.
money with a mission.
The fund lives in the app. Download it, read it over a coffee, customise your themes.
General information only. Consider the PDS and TMD before investing.