We are a multi class, multi asset Unit Trust Fund. Also known as an AMIT or an Attributed Managed Investment Trust which operates an MIS or Managed Investment Scheme.

Think of it like a big shared piggy bank. Everyone puts their money in and together we invest in lots of different things like companies, farms, or clean energy projects, not just one type. That is what multi asset means.

We divide the fund into seven buckets, each focused on a theme like renewable energy or recycling. When you join, we build your own mix of five buckets based on what matters most to you.
The AMIT rules, or Attributed Managed Investment Trust, make sure everyone gets their fair slice of returns, kind of like sharing a cake evenly.

And because we are fully licensed and regulated by ASIC, you can trust the process, grandma’s recipe but for your money.

You are investing in a curated mix of global listed companies that are publicly traded on major exchanges. The companies are chosen for their strong financial fundamentals such as profitability and resilience, their proven record of creating meaningful social or environmental impact, and their alignment with your values.

We are not a trading app and we are not chasing fads. This is long-term investing with purpose.

As the companies in your portfolio perform financially and in impact, you benefit.

Your returns come from the portion of the fund you own, known as units. These returns may grow through capital gains as the value of your units increases, through dividends when companies pay them, and through reinvested impact, where you can track outcomes such as tonnes of CO₂ prevented or kilowatts of clean energy generated over time.

We balance profit with purpose so you are not only growing your money but also growing your impact.

When you log in, you’ll see your personalised investment portfolio, real-time company information and performance, your social and environmental impact, your investing goals, and a bite-sized Learning Lab to build your skills. You can invest monthly, pause anytime, and grow your understanding as you go. It’s finance, but finally explained.

inaam operates under a Corporate Authorised Representative (CAR) of a licensed Australian Financial Services (AFS) license holder.

That means we’re legally allowed to provide general investment services in Australia and are regulated by the Australian Securities and Investments Commission (ASIC). Your money is handled by professional custodians and brokers, and we don’t touch your funds directly.

We’re also structured as a Managed Investment Scheme, which ensures fairness and transparency in how returns are distributed to investors.

$10 per month. Flat fee.

That covers everything: the portfolio curation, the app, the impact tracking, and access to the Learning Lab. We don’t charge based on how much you invest, and there are no surprise fees. It is transparent and simple, just as it should be.

No. Everything we provide is general information only.

inaam doesn’t know your full personal financial situation, so we can’t give personal financial advice. If you’re unsure, we always recommend speaking to a licensed financial adviser before making any big decisions.

When you invest with inaam, your money is allocated across five investment themes that reflect major areas of real-world impact: Health and Wellbeing, Renewable Energy, Waste Recycling, Sustainable Agriculture, and Sustainable Consumption.

Each theme contains a curated mix of companies selected for both their financial strength and their positive social or environmental impact. You do not need to choose individual stocks because we do that for you using our Investment and Impact Methodology.

When you join, we guide you through a values-based onboarding process that helps us create a micro-portfolio tailored to you, usually drawing from three to five of these themes.

We believe in putting our profits where our values are.

So once we’re profitable, we’ve committed to reinvesting up to 50% of our own profits after year five into youth employment, grassroots climate solutions, and regenerative community projects. Especially those led by underrepresented Australians.

It’s not just about what your money does. It’s about what our money does too.